:root{
  --primary:#0b2a5b;
  --primary-2:#123f82;
  --red:#d71920;
  --red-dark:#b51016;
  --light:#f6f8fc;
  --text:#172033;
  --muted:#667085;
  --white:#fff;
  --border:#e5eaf2;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.7}
a{text-decoration:none}
.topbar{background:var(--primary);color:#fff;font-size:13px}
.topbar a{color:#fff}
.navbar{background:#fff;border-bottom:1px solid var(--border);transition:.25s;z-index:1030}
.navbar.scrolled{box-shadow:0 8px 30px rgba(11,42,91,.10)}
.brand-mark{width:48px;height:48px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(145deg,var(--primary),var(--red));color:#fff;font-family:Georgia,serif;font-size:25px;font-weight:700;border:3px solid #fff;box-shadow:0 5px 18px rgba(11,42,91,.2)}
.brand-title{font-family:Georgia,serif;font-weight:700;color:var(--primary);font-size:21px;line-height:1}
.brand-sub{font-size:10px;color:#7a8495;letter-spacing:1.2px}
.nav-link{font-weight:600;color:#344054!important;margin:0 6px}
.nav-link:hover,.nav-link.active{color:var(--red)!important}
.btn-brand{background:var(--red);border:1px solid var(--red);color:#fff;font-weight:700;padding:12px 22px;border-radius:9px}
.btn-brand:hover{background:var(--red-dark);color:#fff}
.btn-outline-brand{border:1px solid var(--primary);color:var(--primary);font-weight:700;padding:12px 22px;border-radius:9px}
.btn-outline-brand:hover{background:var(--primary);color:#fff}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#061b3c 0%,#0b2a5b 60%,#123f82 100%);color:#fff;padding:105px 0 95px}
.hero:before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:rgba(215,25,32,.18);right:-110px;top:-130px}
.hero:after{content:"";position:absolute;width:300px;height:300px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:90px;bottom:-170px}
.hero h1{font-family:Georgia,serif;font-size:clamp(42px,5vw,68px);line-height:1.08;font-weight:700}
.hero p{font-size:18px;color:#dce7f8;max-width:650px}
.badge-soft{display:inline-block;padding:7px 13px;border-radius:30px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);font-size:12px;font-weight:700;letter-spacing:1.3px}
.hero-panel{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:22px;padding:28px;backdrop-filter:blur(8px);box-shadow:0 25px 70px rgba(0,0,0,.18)}
.hero-panel .mini-card{background:#fff;color:var(--text);border-radius:14px;padding:18px;margin-bottom:12px}
.section{padding:85px 0}
.section-soft{background:var(--light)}
.section-title small{color:var(--red);font-weight:800;letter-spacing:1.7px}
.section-title h2{font-family:Georgia,serif;font-size:42px;color:var(--primary);font-weight:700;margin-top:7px}
.section-title p{color:var(--muted);max-width:680px}
.service-card{height:100%;border:1px solid var(--border);border-radius:18px;background:#fff;padding:28px;transition:.3s;box-shadow:0 8px 30px rgba(16,24,40,.04)}
.service-card:hover{transform:translateY(-7px);border-color:#ccd8eb;box-shadow:0 18px 45px rgba(11,42,91,.11)}
.icon-box{width:55px;height:55px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:#eef4ff;color:var(--primary);font-size:23px;margin-bottom:20px}
.service-card:nth-child(3n) .icon-box{background:#fff0f1;color:var(--red)}
.service-card h4{font-family:Georgia,serif;color:var(--primary);font-size:23px}
.service-card p{color:var(--muted)}
.link-red{color:var(--red);font-weight:800}
.stat{border-left:3px solid var(--red);padding-left:18px}
.stat h3{font-size:36px;color:var(--primary);font-weight:800}
.stat p{margin:0;color:var(--muted)}
.profile-card{border-radius:22px;overflow:hidden;background:var(--primary);color:#fff;position:relative}
.profile-card .profile-content{padding:38px}
.profile-placeholder{min-height:330px;background:linear-gradient(145deg,#123f82,#071b3a);display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-size:130px;color:rgba(255,255,255,.13)}
.process-step{position:relative;padding:25px 20px}
.process-num{width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--red);color:#fff;font-weight:800;margin-bottom:18px}
.cta{background:linear-gradient(110deg,var(--primary),#123f82);color:#fff;border-radius:24px;padding:55px}
.cta h2{font-family:Georgia,serif;font-size:40px}
.form-control,.form-select{padding:13px 15px;border:1px solid #d9e0ea;border-radius:9px}
.form-control:focus,.form-select:focus{border-color:var(--primary-2);box-shadow:0 0 0 .2rem rgba(18,63,130,.12)}
.footer{background:#071b3a;color:#cbd6e6;padding:65px 0 25px}
.footer h5{color:#fff;font-weight:700}
.footer a{color:#cbd6e6}
.footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;margin-top:40px;font-size:13px}
.page-hero{background:linear-gradient(120deg,#071b3a,#123f82);color:#fff;padding:70px 0}
.page-hero h1{font-family:Georgia,serif;font-size:50px}
.breadcrumb a{color:#dbe7fb}
.accordion-button:not(.collapsed){background:#eef4ff;color:var(--primary);box-shadow:none}
.accordion-button:focus{box-shadow:none}
.floating-chat{position:fixed;right:22px;bottom:22px;z-index:1050}
.chat-main{width:58px;height:58px;border-radius:50%;border:0;background:#25D366;color:#fff;font-size:25px;box-shadow:0 12px 30px rgba(0,0,0,.2)}
.chat-menu{display:none;position:absolute;right:0;bottom:68px;width:185px;background:#fff;border-radius:14px;padding:10px;box-shadow:0 15px 45px rgba(0,0,0,.18);border:1px solid var(--border)}
.chat-menu a{display:block;padding:10px 12px;color:var(--text);font-weight:700;border-radius:8px}
.chat-menu a:hover{background:#f3f6fa;color:var(--red)}
.floating-chat.open .chat-menu{display:block}
.alert-brand{background:#fff0f1;color:#8f1015;border:1px solid #ffd3d5}
@media(max-width:991px){
 .hero{padding:75px 0}
 .navbar-collapse{padding:14px 0}
 .nav-link{margin:4px 0}
 .section{padding:65px 0}
 .section-title h2{font-size:35px}
 .page-hero h1{font-size:40px}
}